Disability

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Protecting Your Most Valuable Asset.

Disability protects your most valuable asset – your ability to earn a paycheck when you cannot work due to an illness or injury. Short-term and long-term disability benefits are offered on a guaranteed issue basis to newly eligible employees. Our short- and long-term disability benefits work together to keep you protected when a disability lingers.

BENEFIT
Short-Term Disability
Long-Term Disability
Benefit Amount

60%

60%

Maximum Benefit
$1,500 per week
$7,500 per month
Benefits Begin
After 7 Days
After 180 Days

Maternity

Covered as Illness
Covered as Illness
Benefit Duration
Up to 25 weeks
Up to Social Security Normal Retirement Age
Plan Document
Plan Document

Disability Coverage Info:

  • STD benefits will not be paid for a disability that begins within 12 months of your coverage effective date and is due to a pre-existing condition. A pre-existing condition is an injury or sickness for which you received medical treatment, consultation, diagnostic measures, prescribed drugs or medicines, or for which you followed treatment recommendations during the 3 months prior to your effective date of coverage.
  • To learn more about disability and how to prevent and plan for it, visit: www.disabilitycanhappen.org.
  • Rates are based on your age for and the amount of coverage. As you ‘age up,’ your rates will change the as of the following plan anniversary. The per pay period cost will be calculated for you and rate tables are provided.
  • Employees eligible for mandated leave or disability benefits may have additional benefits available to them.
  • See plan details provided for more information.

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